Uncover the hidden value in your home.
Bank Valuation Can Vary 30% +
〰️
Bank Valuation Can Vary 30% + 〰️
Unlock the Wealth Sitting in Your Home.
You might be sitting on tens or even hundreds of thousands in accessible equity and not know the true value. Whether it’s for renovations, investments, consolidating debt, or giving your family a financial boost, we help you unlock the value in your home the smart way.
When was the last time you got a bank valuation? Was only 1 ordered? We order as many as it takes and show you the true variance from Lender A to Lender B, C, D, E or F until we get the highest possible value for your home to achieve your desired goal.
Smart Equity Strategies for Every Goal.
🏦 Run Multiple Valuations.
Valuations can vary up to 30% between banks. We shop around to get the strongest value, so you get more out of your equity. Don’t just take your lenders word for it. All for no charge.
💵 Cash Out for Your Goals.
Use equity to renovate, start a business, take a holiday, help the kids, buy and investment property or simply improve your cash flow. Whatever your reason, let us help you fund it.
📉 Debt Consolidation.
Roll multiple loans into one, potentially lower your repayments, and simplify your finances. It's not just about saving, it's about flexibility and control.
🔁 Refinance with Purpose.
Get a better rate or a more flexible loan setup tailored to your future goals, not just where you are now. We take your plans into consideration for the next 2, 5 and 10+ years.
Every family has a story and we’re proud to be part of theirs. Here’s how we’ve helped local first home buyers navigate the journey with confidence, clarity, and care.
🎯 Client Wins.
Unlocking Equity to Breathe Again
Client Profile
👨👩👧👦 Young family with 3 kids
🏠 $1.1M mortgage, second property
💳 Juggling credit cards, personal loan, and a car loan
👨⚕️ Wife on reduced hours, expenses piling up
The Challenge
Their long-term lender said “no equity available” after a valuation
Multiple high-interest debts were eating away at cashflow
They were feeling trapped financially, despite being asset-rich
The Solution
✅ Sourced 7 valuations from a mix of lenders (desktop & shortform)
✅ Unlocked enough equity to consolidate all debts
✅ Stretched personal and car loans to reduce pressure
✅ Maintained 1 credit card for Qantas points
✅ Extended the loan term to focus on cash flow during a tough period
The Result
💸 Huge relief with one repayment instead of many
📈 Better budgeting room with 3 kids
🏡 Kept their home, cleared multiple debts, and gained peace of mind
Equity That Opened Bigger Doors
Client Profile
🏡 Existing homeowner looking to invest
💰 Told they could only access $70,000 in equity
📊 Goal: Buy a strong-performing investment property without compromising
The Challenge
Bank's valuation limited equity release to $70K
Property options at that level weren’t ideal
They wanted to avoid LMI but still cover the full 20% deposit + costs
The Solution
✅ Ordered multiple valuations across a panel of lenders
✅ Unlocked close to $200,000 in usable equity
✅ Used funds to secure a duplex investment with better yield potential
✅ Avoided LMI and positioned for future growth
The Result
💥 Purchased a higher-quality asset with dual income
📈 Higher rental yield and long-term capital growth potential
🔓 Bank's original valuation would've held them back—but we saw more
We win when you win. Let’s get more out of your property than your bank tells you you have.
How It Works.
1. Let’s Chat
📞 Book a quick call so we can get to know you and your goals.
Whether you're buying, building, investing or just exploring options, we start with a friendly, no-pressure conversation to understand your situation and what success looks like for you.
2. We Build a Game Plan
🧩 Tailored solutions that fit your goals, not just what the banks are pushing.
We’ll crunch the numbers, compare lenders, and map out the smartest strategy taking into account grants, equity, tax benefits, structure, and long-term outcomes.
3. Get Prepped & Approved
✅ We handle the paperwork, keep you updated, and push things through fast.
From application to approval, we make the process smooth, avoiding roadblocks and making sure everything lines up so you're in the best possible position.
4. Settle In & Grow
🎯 It doesn’t end at settlement, we stay with you for the long haul.
We check in regularly to make sure your loan still suits your life. Whether you're planning to renovate, invest or just want a better deal, we're always just a call away.
Ready to achieve your financial goals?
Lets have a quick chat and get you one step closer.
Know all about getting out your equity.
-
Equity is the difference between your property’s current market value and what you owe on your loan. But here’s the catch each bank values property differently.
We can run multiple valuations across lenders to find the one that gives you the best outcome.
-
Equity can be unlocked for renovations, buying another property, investing in a business, paying off other debts, or even helping your kids with a deposit.
We’ll help you structure it to suit your goal without jeopardising your financial position.
-
In most cases, yes. Refinancing allows you to restructure your loan and pull out the equity you’ve built up. We compare lenders and offers to make sure the new loan works harder for you.
-
Most lenders will let you access up to 80% of your property’s value without needing Lenders Mortgage Insurance (LMI).
In some cases, you can access up to 85%.Certain professions also get waivers up to 90%+ so it’s best to check your availability.
-
That’s where we come in. We’ll break down the costs, compare cashback offers, and make sure the savings from refinancing outweigh any upfront fees. No surprises, just smart money moves.
-
Yes. Many clients use equity to consolidate debt or reduce short-term repayment stress. We can also set up offsets or redraw features to give you more control and flexibility.
-
It can. Depending on how it's structured. Our job is to help you plan ahead so you can tap into your equity today without limiting your options tomorrow.
What Our Clients Say
