🎄 Christmas $1,000 Giveaway

Submit a loan application before 20 December for your chance to WIN.

Book Call

🎁 Christmas presents on us

Christmas is expensive. Gifts, holidays, kids, end-of-year bills.
So this year, I’m giving one lucky client $1,000 cash, straight into their bank account, just in time for Christmas.

And the best part?

You’re only eligible once you’ve submitted a loan application.
So this won’t be a huge list of people. No gimmicks. Just wanting to help an extra family this Christmas.
A genuine reward for people taking a real step toward their financial goals and supporting my family and business this year.

How to Enter

🎄 1 Entry – Submit a Loan Application

Apply for any of the following before 20 December:

  • Home loan

  • Car loan

  • Personal loan

Submitting the application automatically gets you 1 entry into the draw.

🎄 +1 Bonus Entry – Approved Before 20 December

If your application is formally approved before 20 December, you earn an additional entry.

🎄 +1 Bonus Entry – Refer a Friend

If you refer a friend and they submit an application, you both receive an extra entry.

🎉 Maximum of 3 Entries Per Person

This keeps the draw small, fair, and rewarding for the clients who genuinely go through the process.

🎄 Start My Application & Enter the Draw

Why I'm Doing This

At Mas Que Finance, I’m all about helping families move forward with confidence, clarity and strategy. Especially during a time of year that can be stressful financially.

This giveaway is a simple way to:
✔️ Celebrate your wins
✔️ Support you through the Christmas period
✔️ Reward clients taking real action towards their goals

If you’re applying for finance anyway, this is a no-brainer chance to win $1,000 cash.

🌟 2025 Year in Review

How Your Loan Compares Today

Are you still on a 2023/2024 interest rate?

A LOT has changed over the last 12 months.
Here’s where the best lenders are sitting right now and how your loan stacks up.

Use this as a quick benchmark to see if you’re overpaying.

Current Market Snapshot (Nov 2025)

🏠 Home Loans

  • Owner-Occupied (P&I): 5.24%

  • Owner-Occupied w/ Cashback: 5.31% + $3,000 cashback

  • Investment (Interest Only): 5.55%

🚗 Car Loans

  • New/Secured: From 5.09%

  • Used Cars: Typically higher depending on year/model & credit profile

💳 Personal Loans

  • Top Offers: From 6.17%

  • Debt Consolidation: Varies based on credit score & bank conduct

🎯 What This Means

If your current rate is older than 6–12 months, you could be paying far more than today’s

competitive offers.

A quick application review could help you:

  • Save hundreds per month

  • Access cashback

  • Restructure debts

  • Improve cash flow heading into Christmas

  • Get a sharper investment interest-only rate

Want to know exactly where you stand?

It takes 5–10 minutes to check your scenario and submitting an application also puts you into the draw to win $1,000 this Christmas.

Townhouse funded by Mas Que Finance in South west Sydney Aerial view of a modern townhouse complex with six units and a landscaped entrance in a suburban neighborhood.
Text message expressing gratitude for help, mentioning wedding and house. After getting their mortgage and home loan approved by Mas Que Finance and Anthony Fontana
Hennessey VelociRaptor truck at sunrise with grassy background
A text message conversation with two messages. The first message says: "Just got the Ute thanks heaps! That was almost too easy." The second message reads: "I’ve passed your number on to some of the boys."

Built for the Workers Who Keep Australia Running

I’ve Been Helping Essential Workers for Over 12 Years
From nurses doing night shifts, to train drivers who get everyone to work early. I’ve worked alongside essential workers like you for more than a decade.

You want someone who gets:
✔ The pressure of juggling family, shift work, and finances
✔ The importance of straight answers and zero fluff
✔ That your time is valuable and so is your trust

That’s why I built Mas Que Finance, it means “More Than Finance.”
Because it’s not just about the loan. It’s about helping you build a life you’re proud of, using the right strategy at the right time.

Book Call

What Our Clients Say

About Anthony.

Your Mortgage Broker

Anthony Fontana Mortgage Broker Mas Que Finance - Sydney

Let’s chat & see if we’re a good fit

We’re a small team by choice. That means more one-on-one time, honest advice, and a long-term relationship, not just a one-off deal. If that sounds like what you’re after, let’s have a chat.

🎓 Background

With a Bachelor of Business & Commerce (Finance) and a Diploma in Mortgage Broking & Finance, I’ve spent the last 12 years in the finance industry, including 10 years as a mortgage broker. Over that time, I’ve built a reputation for delivering results. Even when things get tricky.

I’ve worked with first home buyers, growing families, business owners, and investors. Always with the same goal: making the process feel simple, smooth, and stress-free.

“My job is to take the weight off your shoulders and replace it with a clear plan.”

❤️ Why I do what I do

I’m not just a broker. I’m a dad, a husband, and someone who understands how big these decisions are for you and your family.

I started Mas Que Finance — Spanish for “More Than Finance” because that’s exactly what I believe this work is about. It’s not just about getting a loan. It’s about giving people the confidence to build the life they’ve been dreaming about.

🤝 What you can expect

✅ Straight-up advice no jargon, no pressure
✅ A clear, personalised plan tailored to your goals
✅ Strong lender relationships and sharp negotiating power
✅ Quick communication and total transparency
✅ A calm, guiding hand especially when things get stressful

👨‍👩‍👦 A little more about me

📍 Local South West Sydney
⚽ Massive Barcelona/Arsenal fan (yes, Mas Que Un Club inspired the name!)
👶 Proud dad to Hugo and Husband to Cassandra
🗣️ English & Spanish background
☕ A sucker for strong coffee and a good backyard BBQ
❤️ I underwent life-saving surgery that changed my perspective. It’s made me even more driven to remove stress from big financial decisions and help families focus on what really matters. The moments and goal, not the money.

P.S Cassandra and her family are from Madrid and are all Madridistas. El Clásico is extra interesting in our household

Book a chat

Terms & Conditions

  • Applications must be submitted between 18 Nov – 20 Dec

  • Eligible loan types: home, personal, car

  • 1 entry per submitted application

  • +1 entry for approved applications before 20 Dec

  • +1 entry for referring a friend who also submits an application

  • Max 3 entries

  • Winner chosen at random and contacted on 23 Dec

  • Prize is $1,000 paid via bank transfer

  • Open to Australian residents aged 18+

  • No purchase or settlement requiredr conditions.

🎄 Start My Application & Enter the Draw